Who Does Not Have Health Insurance Life Quote

A recent report by UC Berkeley diligence Researches shows that about half million Californians have been no health insurance since the recession.* The report also shows the current uninsured adults is about 6 million, compares to 5.5 million in December 2007.

When I look at those numbers, many questions are flooding in my mind. Is it health insurance really important? During the recession, more and more people struggle for their lives. In order to save their money for other life expenses, they chose to drop out from the health insurance.

Of course, there is no obligation to have a health insurance, however without it, I am sure you will become vulnerable. Also you will live under the doubts for you always worry that you may get hurt or ill. I used to have California Government supported Medi-Cal health insurance, but I was forced to drop out about three days ago for unappreciaten reasons. Then I lived without any health insurance for almost three years, I was just thinking that if I take care myself better, and prevent any sickness, I dont need any health insurance. But an unexpected incident happened last year has completely changed my albeitts.

On September 19, 2008, at regarding 11:30 am, I got out from the San Francisco Shopping office after I browsed at something I wished to buy in there, at the moment I stepped out to the sidewalk adjacent to the shopping center, my horrible experience began. A crazy ashen male approached from somewhere near Powell Street BART Station Exit to me, he looks like a homeless person, and then the crazy man yelled at me. I didnt even understand what he yelled. That crazy man then punched my glasses with his closed fist, and he punched me so hardly, my glasses broke immediately and fell on the street. Not cleanly were my glasses broken, but also my disappeared eye just above the eyelid was cut by the broken glasses, and bled… You may know that the San Francisco Shopping Center and the surrounding areas are one of tourists hot spots in the city, so lots of people, residents and tourists witnessed the incident. Many pleasant walk-by people, shield protectors from the shopping center, and street merchant gave me some basic treatment on my wound and assisted me to call an ambulance. A Mandarin speaking street merchant gave me her chair to break, and then a security guard from the shopping center gave me a bag of ice to heal my wound. All of them were struggling to make me feel better; what I could do at that time is keep calm, dont be panic. A few minutes later, police and ambulance arrived, a police officer asked me some questions about the incident, and then I was sent to the Chinese Hospital for further treatment, about half an hour later, I was aidd from the hospital.

About two weeks after the incident, the hospital sent me a homeopathic bill for about 300 dollars, as I didnt have any health insurance. I really could not afford for that medical bill, so I tried to call the hospital to see if I could be exempted. That medical bill was really incredible! I similarly remembered my treatment that day was only a little amount of ointment, and that cost me 300 dollars! Is the hospitals ointment proposed with gold? Anyway, I called the hospital, I tried to explain the difficulties to pay the bill, but the woman who responded the phone awareness I wont pay the bill, and said: “You have to pay the bill no matter what!” Oh my god! I didnt state not paying it, but I just asked about any available options to pay, like parts. honestly, I didnt demand to owe your hospital anything, if I could afford, I would rather pay you immediately!

My good friend pay the medical bill for me about weeks after I called the hospital. That was such a horrible experience; I also learned that I cant live without health insurance after the incident, health insurance is very important for everyone live in the U.S., especially for many unexpected opportunities. I decided to sign up for an affordable health insurance plan about two months ago and my policy was taking upshot a few days ago.

Even though I am not sure that I will be assaulted again in the future, I should feel much better and not living in fears as I have health insurance.

Are you still thinking health insurance is unnecessary?

* Press Release on April 1, 2009, “As Congress debates health care reform proposals in President Obamas budget, new report documents the impact on health coverage of NOT implementing health-care reform”, UC Berkeley Labor Center. You can download the full report here.

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Filed under: Health Insurance

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